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Down to Business

Top 5 Insurance Products All Startups Must Have

By on Jul 18, 2017 in Down to Business |

Start-up companies are popping up quickly in today’s fast-paced world and entrepreneurs often find that they’ve forgotten to get essential business insurance to protect their company. While the owner may tell the board that the business has an insurance policy, this doesn’t mean that the company has the insurance needed. Every company needs insurance that is both...

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Time to Review Your Employee Handbook?

By on Jul 6, 2017 in Down to Business |

Many issues face a company when they are bringing on employees. These include basic pay, family and sick leave, as well as general employee welfare. These are critical issues but having and reviewing an employee handbook is also important. Largely how often you review your employee manual is a function of how large your firm is. The more employees you have, the more...

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Wrongful Termination

By on Jun 9, 2017 in Down to Business |

Although many states are fire-at-will states, there may be circumstances that allow legal action to proceed against employers. For example, a firm that appears to adhere to a plan of progressive discipline actions prior to terminating staff members and then terminates an employee while failing to following that plan can be putting themselves in legal danger. In one...

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Separating Truth From Fiction With Employees

By on Jun 9, 2017 in Down to Business |

Philip Maltin, who was discussing the ways of spotting liars at the Society for Human Resource Management’s Skill Monitoring Conference & Exposition, began by explaining how we can misread some signs when trying to spot liars in the workplace. According to Maltin, if someone folds her arms, fails to look you in the eye, and keeps massaging the back of their neck...

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Think Carefully Before Imposing English Only Rules in The Workplace

By on May 27, 2017 in Down to Business |

A clothing store recently restricted three employees from speaking Spanish in the workplace. In turn, they sued stating that it was a violation of their civil liberties as well as discriminatory behavior. The complaint says that the company’s human resources department was detached and dismissive to the worker’s concerns. They ignored phone calls, voicemails. They...

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So, how much insurance do you need for your new business?

By on Apr 25, 2017 in Down to Business |

Opening up shop? Wondering what kind of insurance coverage you might need? Chances are you’ll likely need to protect yourself. You have to watch out for things like liability claims, injuries, accidents, damage to equipment, and burglary as well. It’s enough to give a person an ulcer. So how do you know if you have the right business insurance for your needs? And...

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