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Personal Protection

6 Steps to Take Following a Vehicle Collision

By on Dec 16, 2017 in Personal Protection, Uncategorized |

Vehicle collisions happen each day to drivers of all ages. They are part of life in big cities and small towns. Knowing the correct actions to take following an auto collision can have a lasting impact on insurance premiums and possible legal repercussions. Take the correct measures to stay protected. Here are 6 steps to take following a vehicle collision: 1. Get to...

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Update Home Insurance & Cover Natural Disasters

By on Dec 15, 2017 in Personal Protection |

Homeowners are taking too many risks with insurance coverage. According to a recent study by the National Association of Insurance Commissioners (NAIC), only a small percentage of homeowners plan for natural disasters when updating insurance plans. Approximately 4/5 homeowners are lacking sufficient insurance protection. Saving a couple of bucks today may cost a lot...

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Misleading Insurance Carriers Can Cost You

By on Dec 14, 2017 in Personal Protection |

Drivers may be leaving some details out on their insurance policies. A lot of drivers it would seem, as a recent poll found over 80% of drivers fudge the details when obtaining a car insurance policy. There are a number of ways to save on car insurance from safe-driver discounts to policy bundling. Falsifying details to save money will likely cost more in the long...

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Personal Auto Policy Voided Because of Business Driving

By on Nov 20, 2017 in Personal Protection, Uncategorized |

Entrepreneurs utilizing personal vehicles for business may want to consider extra insurance protection. Making deliveries and service calls with personal vehicles may limit insurance coverage. This can be true for accidents while working or while on personal business. A local small business owner learned this the hard way. On the way to visit a friend there was a...

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Watch Out for Deer

By on Nov 13, 2017 in Personal Protection |

Fall is here in full effect. With the red and golden landscapes, hot cider and crisp air comes an increase in car insurance claims due to animal-related crashes, especially from deer. November is the peak month for deer-related crashes nationally and Virginia leads with the highest number of occurrences. Because of this, the State Corporation Commission’s Bureau of...

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What Flood Insurance Covers

By on Oct 18, 2017 in Personal Protection |

This year, hurricane season struck in full force. Homeowner’s in many states are beginning the long process of rebuilding after the effects of hurricanes Harvey and Irma. For many, this is the first time filing a claim for flood insurance. Often, after a flood homeowners are surprised to find they lack sufficient insurance coverage. Flood insurance is separate from...

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